Last updated 20 September 2026.
Using Wallet means agreeing to what is below.
Wallet is an app for tracking your own spending, with an optional account that turns on a private backup and sharing a category with other people. It is provided as it is, and it is free to use.
You own what you put into Wallet. We store it to give you a backup and to let you share a category, and for nothing else — see the privacy page. You can delete your account, and with it your backup, from inside the app at any time.
Wallet is not a bank, an accountant or financial advice: the figures it shows are worked out from what you enter. We do not promise the service is uninterrupted or free of faults, and to the extent the law allows we are not liable for losses arising from using it — including money decided on the basis of what the app displayed. Keep your own records of anything that matters.
Insights and voice entry are suggestions produced by a language model. They can be wrong. Nothing they produce is saved to your wallet until you confirm it.
These terms may change; if a change matters we will say so in the app. You can stop using Wallet whenever you like, and deleting your account ends this agreement.